Business

Current profit rates for Regular Income Certificates in Dec 2024 revealed

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Web Desk

ISLAMABAD: The Central Directorate of National Savings (CDNS) reduced the interest rates on various products, including Regular Income Certificates (RICs), in early November. These rates will be applicable in December 2024 as well.

The government launched Regular Income Certificates (RICs) with a maturity period of five years in 1993 to meet the monthly needs of the common people.

The certificates are available in denominations of Rs. 50,000, Rs. 100,000, Rs. 500,000, Rs. 1,000,000, Rs. 5,000,000 and Rs. 10,000,000.

The interest on Regular Income Certificates is paid to investors on a monthly basis from the date of issue of the certificates.

Zakat Deduction

Investments made in Regular Income Certificates are exempt from Zakat deduction.

Profit on every Rs 100,000 investment in RIC

The profit rate on Regular Income Certificates has been fixed at 12.10% as against 12.72%.

Investors receive Rs 1,010 per month in profit as against Rs 1,060 offered earlier on every Rs 100,000 investment.

Web Desk

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