{"id":73954,"date":"2025-05-11T10:10:28","date_gmt":"2025-05-11T05:10:28","guid":{"rendered":"https:\/\/dailyausaf.com\/en\/?p=73954"},"modified":"2025-05-11T10:10:28","modified_gmt":"2025-05-11T05:10:28","slug":"defence-saving-certificates-new-profit-rates-for-may-2025","status":"publish","type":"post","link":"https:\/\/dailyausaf.com\/en\/business\/defence-saving-certificates-new-profit-rates-for-may-2025\/","title":{"rendered":"Defence Saving Certificates new profit rates for May 2025"},"content":{"rendered":"<p>ISLAMABAD: The Central Directorate of <a href=\"https:\/\/dailyausaf.com\/en\/business\/govt-revises-profit-rates-for-national-savings-scheme\/\">National Savings<\/a> established a competitive profit rate for <a href=\"https:\/\/dailyausaf.com\/en\/pakistan\/pakistan-may-consider-striking-indian-water-infrastructure-defense-minister\/\">Defense Savings Certificates<\/a> in May 2025.<\/p>\n<p>This rate, which was revised in March 2025, will remain unchanged in May 2025. These certificates provide a 10-year investment opportunity and target Pakistani nationals, including those who reside overseas.<\/p>\n<p>Adults can purchase Defence Savings Certificates on behalf of one or two minors, or in conjunction with a minor, and both Pakistani citizens and Pakistanis living abroad are eligible to invest.<\/p>\n<p>To make a purchase, people can go to any National Savings Center (NSC) and complete the SC-I Application Form, which is free. There is no upper limit to the minimum investment, which starts at Rs 500.<\/p>\n<p>For March 2025 and beyond, the Qaumi Bachat maintained the Defence Savings Certificates profit rate at 12.15 percent. Until the subsequent adjustment, the profit rate will remain unchanged.<\/p>\n<p>According to the State Bank of Pakistan&#8217;s policy, taxes and zakat are subtracted from profits. The withholding tax rate is set at 15% for filers and 30% for non-filers.<\/p>\n<h2><strong>Total Payable Amount\u00a0 On Investment of Every Rs 100,000<\/strong><\/h2>\n<table>\n<tbody>\n<tr>\n<td width=\"312\">First Year<\/td>\n<td width=\"312\">Rs 109,000<\/td>\n<\/tr>\n<tr>\n<td width=\"312\">Second Year<\/td>\n<td width=\"312\">Rs 119,000<\/td>\n<\/tr>\n<tr>\n<td width=\"312\">Third Year<\/td>\n<td width=\"312\">Rs 130,000<\/td>\n<\/tr>\n<tr>\n<td width=\"312\">Fourth Year<\/td>\n<td width=\"312\">Rs 143,000<\/td>\n<\/tr>\n<tr>\n<td width=\"312\">Fifth Year<\/td>\n<td width=\"312\">Rs 160,000<\/td>\n<\/tr>\n<tr>\n<td width=\"312\">Sixth Year<\/td>\n<td width=\"312\">Rs 181,000<\/td>\n<\/tr>\n<tr>\n<td width=\"312\">Seventh Year<\/td>\n<td width=\"312\">Rs 206,000<\/td>\n<\/tr>\n<tr>\n<td width=\"312\">Eighth Year<\/td>\n<td width=\"312\">Rs 235,000<\/td>\n<\/tr>\n<tr>\n<td width=\"312\">Ninth Year<\/td>\n<td width=\"312\">Rs 270,000<\/td>\n<\/tr>\n<tr>\n<td width=\"312\">Tenth Year<\/td>\n<td width=\"312\">Rs 314,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ISLAMABAD: The Central Directorate of National Savings established a competitive profit rate for Defense Savings Certificates in May 2025. This rate, which was revised in March 2025, will remain unchanged in May 2025. These certificates provide a 10-year investment opportunity and target Pakistani nationals, including those who reside overseas. Adults can purchase Defence Savings Certificates [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":61311,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[19214,11001],"class_list":["post-73954","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-defense-savings-certificates","tag-national-savings"],"_links":{"self":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/73954","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/comments?post=73954"}],"version-history":[{"count":1,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/73954\/revisions"}],"predecessor-version":[{"id":73955,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/73954\/revisions\/73955"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/media\/61311"}],"wp:attachment":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/media?parent=73954"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/categories?post=73954"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/tags?post=73954"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}