{"id":76805,"date":"2025-06-07T21:06:25","date_gmt":"2025-06-07T16:06:25","guid":{"rendered":"https:\/\/dailyausaf.com\/en\/?p=76805"},"modified":"2025-06-07T21:06:25","modified_gmt":"2025-06-07T16:06:25","slug":"govt-plans-to-provide-subsidy-on-3-5-marla-plots-for-affordable-housing-in-budget-2025-26","status":"publish","type":"post","link":"https:\/\/dailyausaf.com\/en\/pakistan\/govt-plans-to-provide-subsidy-on-3-5-marla-plots-for-affordable-housing-in-budget-2025-26\/","title":{"rendered":"Govt plans to provide subsidy on 3, 5 marla plots for affordable housing in budget 2025-26"},"content":{"rendered":"

ISLAMABAD: The federal government is <\/span>developing<\/span> a <\/span>strategy<\/span> to <\/span>provide<\/span> a<\/span> subsidy on <\/span><\/a>interest rates <\/span>for 3 and 5 marla houses in the <\/span>next<\/span> fiscal year<\/span>‘s<\/span> budget of <\/span>2025-26.
\n<\/span>
\n<\/span>The PML-N <\/span>government is also <\/span>making<\/span> an affordable package with a <\/span>10 to 12<\/span>-year<\/span> return period<\/span>, <\/span>news <\/span>reports said on Saturday.<\/p>\n

<\/span>With<\/span> the estimated <\/span>14 million <\/span>shortage of <\/span>housing units in the <\/span>nation<\/span> at a\u00a0time when the <\/span>population<\/span> is swelling<\/span>, the government is <\/span>preparing<\/span> an affordable package for 3 and 5 marla houses in the <\/span>coming<\/span> budget.<\/p>\n

<\/span>But<\/span> the Prime Minister<\/span>‘<\/span>s Office (PMO) is also <\/span>trying<\/span> to <\/span>increase<\/span> this <\/span>prospective<\/span> subsidy <\/span>of<\/span> 10 marla residential units for first-time buyers across<\/span>\u00a0the <\/span>nation<\/span>. But the International Monetary Fund<\/a> (IMF) <\/span>could<\/span> take exception\u00a0to this <\/span>idea<\/span>.<\/span><\/p>\n


\nThe <\/span>subsidy<\/span> on<\/span> the interest rate <\/span>for 3 and 5 marla houses <\/span>might<\/span> be <\/span>around<\/span> Rs50 to Rs70 billion<\/span> on an annual basis<\/span>, but for 10 marla houses, the cost will <\/span>be higher.<\/p>\n

The <\/span>mortgage<\/span> financing<\/span> of<\/span> the country has <\/span>encountered<\/span> problems<\/span> and <\/span>raised the <\/span>matter<\/span> of stay orders from courts during the <\/span>payment<\/span> of outstanding <\/span>installments<\/span> of loans<\/span>.<\/p>\n

Legal <\/span>reforms<\/span> have been <\/span>undertaken<\/span>, but <\/span>additional<\/span> procedural requirements are <\/span>needed<\/span> to<\/span> establish<\/span> barriers<\/span> to <\/span>mortgage<\/span> finance <\/span>promotion <\/span>in Pakistan.<\/p>\n

In recent <\/span>discussions<\/span> on<\/span> affordable housing, representatives from <\/span>nearly<\/span> all banks <\/span>complained<\/span> of<\/span> the legal <\/span>barriers<\/span> in recovering due installments<\/span>.<\/p>\n

<\/span>Hence<\/span>, before the <\/span>large-scale<\/span> promotion of <\/span>the <\/span>housing<\/span> and construction sector<\/span>, <\/span>consultation<\/span> has<\/span> been <\/span>made<\/span> with the Ministry of Law to address this<\/span>\u00a0issue.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

ISLAMABAD: The federal government is developing a strategy to provide a subsidy on interest rates for 3 and 5 marla houses in the next fiscal year‘s budget of 2025-26. The PML-N government is also making an affordable package with a 10 to 12-year return period, news reports said on Saturday. With the estimated 14 million […]<\/p>\n","protected":false},"author":9,"featured_media":45915,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[28642,13366,29339],"class_list":["post-76805","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pakistan","tag-budget-2025-26","tag-international-monetary-fund-imf","tag-subsidy-in-housing-schemes"],"_links":{"self":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/76805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/comments?post=76805"}],"version-history":[{"count":1,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/76805\/revisions"}],"predecessor-version":[{"id":76809,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/76805\/revisions\/76809"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/media\/45915"}],"wp:attachment":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/media?parent=76805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/categories?post=76805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/tags?post=76805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}