{"id":86538,"date":"2025-09-22T17:24:33","date_gmt":"2025-09-22T12:24:33","guid":{"rendered":"https:\/\/dailyausaf.com\/en\/?p=86538"},"modified":"2025-09-22T17:24:33","modified_gmt":"2025-09-22T12:24:33","slug":"qaumi-bachat-new-profit-rate-for-short-term-certificates-for-september-2025","status":"publish","type":"post","link":"https:\/\/dailyausaf.com\/en\/business\/qaumi-bachat-new-profit-rate-for-short-term-certificates-for-september-2025\/","title":{"rendered":"Qaumi Bachat new profit rate for Short Term Certificates for September 2025"},"content":{"rendered":"<p>ISLAMABAD: The <a href=\"https:\/\/dailyausaf.com\/en\/business\/govt-updates-profit-rates-on-national-savings-schemes\/\">Central Directorate of National Savings<\/a> (CDNS) cut the profit rate on Short-Term Savings Certificates with effect from September 2025.<\/p>\n<p>The government introduced the certificates for the first time in 2012. They are particularly aimed at serving the short-term fund requirements of investors, with tenure ranging from 3 months to 6 months to 1 year.<\/p>\n<p>It is pledgeable and has 3-month, 6-month, and 1-year maturity plans, which allow all Pakistani nationals, as well as overseas citizens, can invest under this plan.<\/p>\n<p>An investor can invest a minimum Rs10,000 under this category, whereas no upper limit exists. The<a href=\"https:\/\/dailyausaf.com\/en\/business\/qaumi-bachat-reduces-profit-rate-on-regular-income-certificate\/\"> Qaumi Bachat<\/a> recently updated the Short Term Savings Certificates profit rate last month.<\/p>\n<h3>Short Term Certificates Profit Rate September 2025<\/h3>\n<p>Three-month maturity profit rate has been kept constant at 10.28 percent or Rs2,570 on investment of every Rs100,000.<\/p>\n<p>Profit rate for the six-month maturity range has been kept constant at 10.30% or Rs5,150, while the profit of the 12-month maturity has been kept constant at Rs10,420.<\/p>\n<h3>Tax Deduction on STSC Profit Rate<\/h3>\n<p>Investors showing in the Active Taxpayer List will deduct 15% in the wake of withholding tax on total profit.<\/p>\n<p>But the authorities will impose a fee of 30% of the yield\/profit regardless of the date of investment and the amount\/profit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ISLAMABAD: The Central Directorate of National Savings (CDNS) cut the profit rate on Short-Term Savings Certificates with effect from September 2025. The government introduced the certificates for the first time in 2012. They are particularly aimed at serving the short-term fund requirements of investors, with tenure ranging from 3 months to 6 months to 1 [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":53798,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[18799,31312],"class_list":["post-86538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-central-directorate-of-national-savings","tag-short-term-certificates-profit-rate"],"_links":{"self":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/86538","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/comments?post=86538"}],"version-history":[{"count":1,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/86538\/revisions"}],"predecessor-version":[{"id":86545,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/86538\/revisions\/86545"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/media\/53798"}],"wp:attachment":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/media?parent=86538"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/categories?post=86538"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/tags?post=86538"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}