{"id":86890,"date":"2025-09-25T19:30:09","date_gmt":"2025-09-25T14:30:09","guid":{"rendered":"https:\/\/dailyausaf.com\/en\/?p=86890"},"modified":"2025-09-25T19:30:09","modified_gmt":"2025-09-25T14:30:09","slug":"mera-ghar-mera-ashiana-scheme-all-you-need-to-know","status":"publish","type":"post","link":"https:\/\/dailyausaf.com\/en\/business\/mera-ghar-mera-ashiana-scheme-all-you-need-to-know\/","title":{"rendered":"Mera Ghar – Mera Ashiana Scheme: All you need to know"},"content":{"rendered":"

ISLAMABAD: The State Bank of Pakistan (SBP) has released a circular defining the eligibility criteria and financial parameters for a subsidized home loan plan called “Mera Ghar – Mera Ashiana”.<\/p>\n

Eligibility Criteria for “Mera Ghar – Mera Ashiana”<\/h2>\n

According to the circular, the applicant must be a Pakistani citizen with a valid Computerized National Identity Card (CNIC) who does not already own a housing unit in their name.<\/p><\/blockquote>\n

Mera Ghar – Mera Ashiana Scheme<\/h2>\n

The State Bank of Pakistan (SBP<\/a>) has introduced the \u201cMera Ghar Mera Aashiyana\u201d plan to assist individuals in purchasing and constructing\u00a0homes, apartments, and plots.<\/p>\n

Under the plan, first-time homebuyers would be eligible for loans ranging from Rs 2 million to Rs 3.5 million.<\/p>\n

According to the central bank, the loan would be for up to 20 years, with a subsidy available for the first ten years.<\/p>\n

All conventional and Islamic banks, microfinance organizations, and the House Building Finance Corporation (HBFC) will participate in the funding.<\/p>\n

Banks will price the loans at KIBOR + 3%. Borrowers would be able to obtain loans of up to Rs 2 million at a rate of 5% and up to Rs 3.5 million at a rate of 8%. The approach also eliminates loan processing costs.<\/p>\n","protected":false},"excerpt":{"rendered":"

ISLAMABAD: The State Bank of Pakistan (SBP) has released a circular defining the eligibility criteria and financial parameters for a subsidized home loan plan called “Mera Ghar – Mera Ashiana”. Eligibility Criteria for “Mera Ghar – Mera Ashiana” According to the circular, the applicant must be a Pakistani citizen with a valid Computerized National Identity […]<\/p>\n","protected":false},"author":14,"featured_media":86891,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[31369],"class_list":["post-86890","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-mera-ghar-mera-ashiana-scheme"],"_links":{"self":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/86890","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/comments?post=86890"}],"version-history":[{"count":1,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/86890\/revisions"}],"predecessor-version":[{"id":86892,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/posts\/86890\/revisions\/86892"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/media\/86891"}],"wp:attachment":[{"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/media?parent=86890"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/categories?post=86890"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dailyausaf.com\/en\/wp-json\/wp\/v2\/tags?post=86890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}