Govt updates profit rates on National Savings Schemes

ISLAMABAD: The Government of Pakistan has updated the rates of return for National Savings Schemes (NSS) across various investment categories with effect from September 17, 2025.

The latest update shows a maximum increase of 42 basis points (bps) and 6 bps in three schemes, while another scheme saw a marginal decrease of 12 bps.

• Short-Term Savings Certificates: 10.42% (up 6 bps from 10.36%)
• Defence Savings Certificates: 11.42% (down 12 bps from 11.54%)
• Serwa Islamic Saving Account: 9.92% (up 42 bps from 9.50%)
• Serwa Islamic Term Account: 9.92% (up 42 bps from 9.50%)

Short-Term Savings Certificates now yield 10.42% (up from 10.36%), Defence Savings Certificates are at 11.42% (down from 11.54%), while both the Serwa Islamic Saving Account and Serwa Islamic Term Account have risen to 9.92% (from 9.50%).