LAHORE: The Bank of Punjab (BOP) has introduced this kind of decent financing scheme with Vivo, where customers can buy the newest smartphones on 0% markup installment plans, for up to 12 month.
This offer is only for BOP Credit Card holders and basically tries to make both premium and mid-range Vivo devices a bit more attainable for a broader set of customers, not just a small group.
In practice, customers can upgrade to a new Vivo smartphone without that upfront money pressure, and they can pick monthly installments that feel manageable , based on their own budget and the model they selected.
A pretty wide set of Vivo smartphones is part of the plan, including entry-level options, mid-range models , and even flagship devices too.
The processing charges are not the same across all tenures, and the 0% markup is available only on certain shorter installment periods.
Vivo Installment Plan Details
| Product Model | Price (PKR) | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 36 Months | 48 Months |
|---|---|---|---|---|---|---|---|---|
| VIVO Y05 (4+64) | 33,999 | 11,333 | 5,667 | 2,833 | 2,569 | 2,097 | 1,624 | 1,388 |
| VIVO Y05 (4+128) | 37,999 | 12,666 | 6,333 | 3,167 | 2,871 | 2,343 | 1,816 | 1,552 |
| VIVO Y11d (4+128) | 43,999 | 14,666 | 7,333 | 3,667 | 3,324 | 2,713 | 2,102 | 1,797 |
| VIVO Y11d (6+128) | 52,999 | 17,666 | 8,833 | 4,417 | 4,004 | 3,268 | 2,532 | 2,164 |
| VIVO Y31d (6+128) | 57,999 | 19,333 | 9,667 | 4,833 | 4,382 | 3,576 | 2,771 | 2,368 |
| VIVO Y31d (8+128) | 65,999 | 22,000 | 11,000 | 5,500 | 4,987 | 4,070 | 3,153 | 2,695 |
| VIVO Y31d (8+256) | 72,999 | 24,333 | 12,167 | 6,083 | 5,515 | 4,501 | 3,488 | 2,981 |
| VIVO V70 (12+256) | 169,999 | 56,666 | 28,333 | 14,167 | 12,844 | 10,483 | 8,122 | 6,942 |
| VIVO X200 FE (12+512) | 219,999 | 73,333 | 36,667 | 18,333 | 16,622 | 13,566 | 10,511 | 8,984 |
| VIVO X300 Pro | 349,999 | 58,333 | 29,167 | 26,444 | 21,582 | 16,722 | 14,292 | — |
The bank said that the scheme is designed to back digital inclusion and to make things more affordable for consumers who are looking for modern smartphone technology .
Customers who would like installment plans, can get more information by reaching out at [email protected].
Through this partnership, BOP keeps expanding its consumer financing portfolio, and Vivo also boosts its position in Pakistan’s competitive smartphone market, with flexible purchasing options.

