ISLAMABAD: The Directorate of National Savings has announced a decrease in profit rates in several National Savings Schemes (NSS) with reductions ranging up to 100 basis points, effective from May 21, 2025.
The largest reduction was to the savings account (SA) with rates being reduced by 100 basis points, decreasing from 10.5 percent to 9.5 percent.
The following changes were also made in the National Savings Scheme, including: Special savings certificates (SSC) and Special savings accounts (SSA) were reduced by 30 basis points to 10.90 percent. Regular income certificates (RIC), reduced by 18 basis points to 11.52 percent.
Defense savings certificates (DSC), reduced by 21 basis points to 11.91 percent. Bahbood savings certificates (BSC), Pensioner benefit Account (PBA), and Shuhada family welfare account (SFWA) all reduced by 24 basis points to 13.44 percent.
Sarwa Islamic term account (SITA) 10.44 percent to 10.34 percent. Property in Karachi. This follows the decision of the State Bank of Pakistan to lower the policy rate by 100 basis points to 11 percent, to decrease the cost of borrowing and stimulate the economy.
